Best Mortgage Refinance Lenders 2026

Trusted, reliable mortgage refinancing companies that will save you money

Rates are finally coming down! Now's the perfect time to explore refinancing options that could put more money back in your pocket.
Flexible Loan Options
Save On Interest Costs
Reduced Monthly Payments
No Hidden Fees
 9.8
Our score
9.7
Business Trust Score
Based on Better Business Bureau (BBB) accreditation rating.
9.8
Brand Reputation
Based on web trends
9.9
Popularity Score
Based on user visits
How our total score works
Our Total Score

Our scoring system uses a weighted formula that considers three equally weighted parameters - business trust accreditation, brand reputation and popularity score - resulting in a numerical score out of 10 for each brand.

Business Trust Score
This data is derived from the official rating provided by the Better Business Bureau (BBB), which we use to assess a business’s trustworthiness. The BBB assigns letter grades (A+ through F) based on a 0–100 scoring system. To convert the letter grade score to a precise numerical value for our total score, we use the lower score of the corresponding BBB numerical range (for example, an A+ is always converted to 97).
Brand Reputation
To ascertain the reputation and recognition of the listed brands, we rely on Semrush's reliable and comprehensive competitive research tool and traffic analytics platform. By utilizing Semrush, we obtain estimates of both mobile and desktop traffic for any website. Evaluating clickstream data, including user activity, search patterns, and engagement levels, Semrush helps us accurately assess the brand's visibility, credibility, and authenticity. The Semrush score is then adjusted to our 0-10 formula for precise evaluation.
Popularity Score
Our popularity score is based on the number of visits to each provider’s page on our website over the past 30 days. This score reflects user interest and engagement but does not indicate the quality or performance of a provider.
Home equity loans, 2nd mortgages, cash-out refi
View Rates
9.6
Our score
9.7
Business Trust Score
Based on Better Business Bureau (BBB) accreditation rating.
9.7
Brand Reputation
Based on web trends
9.5
Popularity Score
Based on user visits
How our total score works
Our Total Score

Our scoring system uses a weighted formula that considers three equally weighted parameters - business trust accreditation, brand reputation and popularity score - resulting in a numerical score out of 10 for each brand.

Business Trust Score
This data is derived from the official rating provided by the Better Business Bureau (BBB), which we use to assess a business’s trustworthiness. The BBB assigns letter grades (A+ through F) based on a 0–100 scoring system. To convert the letter grade score to a precise numerical value for our total score, we use the lower score of the corresponding BBB numerical range (for example, an A+ is always converted to 97).
Brand Reputation
To ascertain the reputation and recognition of the listed brands, we rely on Semrush's reliable and comprehensive competitive research tool and traffic analytics platform. By utilizing Semrush, we obtain estimates of both mobile and desktop traffic for any website. Evaluating clickstream data, including user activity, search patterns, and engagement levels, Semrush helps us accurately assess the brand's visibility, credibility, and authenticity. The Semrush score is then adjusted to our 0-10 formula for precise evaluation.
Popularity Score
Our popularity score is based on the number of visits to each provider’s page on our website over the past 30 days. This score reflects user interest and engagement but does not indicate the quality or performance of a provider.
Find a simple mortgage that works for you
View Rates
9.2
Our score
9.7
Business Trust Score
Based on Better Business Bureau (BBB) accreditation rating.
8.9
Brand Reputation
Based on web trends
9.0
Popularity Score
Based on user visits
How our total score works
Our Total Score

Our scoring system uses a weighted formula that considers three equally weighted parameters - business trust accreditation, brand reputation and popularity score - resulting in a numerical score out of 10 for each brand.

Business Trust Score
This data is derived from the official rating provided by the Better Business Bureau (BBB), which we use to assess a business’s trustworthiness. The BBB assigns letter grades (A+ through F) based on a 0–100 scoring system. To convert the letter grade score to a precise numerical value for our total score, we use the lower score of the corresponding BBB numerical range (for example, an A+ is always converted to 97).
Brand Reputation
To ascertain the reputation and recognition of the listed brands, we rely on Semrush's reliable and comprehensive competitive research tool and traffic analytics platform. By utilizing Semrush, we obtain estimates of both mobile and desktop traffic for any website. Evaluating clickstream data, including user activity, search patterns, and engagement levels, Semrush helps us accurately assess the brand's visibility, credibility, and authenticity. The Semrush score is then adjusted to our 0-10 formula for precise evaluation.
Popularity Score
Our popularity score is based on the number of visits to each provider’s page on our website over the past 30 days. This score reflects user interest and engagement but does not indicate the quality or performance of a provider.
Competitive rates for FICO scores below 620
View Rates
Flexible Loan Options
Save On Interest Costs
Reduced Monthly Payments
No Hidden Fees
Valid as of October 9, 2026
How our total score works
Our Total Score

Our scoring system uses a weighted formula that considers three equally weighted parameters - business trust accreditation, brand reputation and popularity score - resulting in a numerical score out of 10 for each brand.

Business Trust Score
This data is derived from the official rating provided by the Better Business Bureau (BBB), which we use to assess a business’s trustworthiness. The BBB assigns letter grades (A+ through F) based on a 0–100 scoring system. To convert the letter grade score to a precise numerical value for our total score, we use the lower score of the corresponding BBB numerical range (for example, an A+ is always converted to 97).
Brand Reputation
To ascertain the reputation and recognition of the listed brands, we rely on Semrush's reliable and comprehensive competitive research tool and traffic analytics platform. By utilizing Semrush, we obtain estimates of both mobile and desktop traffic for any website. Evaluating clickstream data, including user activity, search patterns, and engagement levels, Semrush helps us accurately assess the brand's visibility, credibility, and authenticity. The Semrush score is then adjusted to our 0-10 formula for precise evaluation.
Popularity Score
Our popularity score is based on the number of visits to each provider’s page on our website over the past 30 days. This score reflects user interest and engagement but does not indicate the quality or performance of a provider.

Filter By

Loan Type
Credit Score
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Are you eligible for a better rate?

How our total score works

Our Total Score

Our scoring system uses a weighted formula that considers three equally weighted parameters - business trust accreditation, brand reputation and popularity score - resulting in a numerical score out of 10 for each brand.

Business Trust Score
This data is derived from the official rating provided by the Better Business Bureau (BBB), which we use to assess a business’s trustworthiness. The BBB assigns letter grades (A+ through F) based on a 0–100 scoring system. To convert the letter grade score to a precise numerical value for our total score, we use the lower score of the corresponding BBB numerical range (for example, an A+ is always converted to 97).
Brand Reputation
To ascertain the reputation and recognition of the listed brands, we rely on Semrush's reliable and comprehensive competitive research tool and traffic analytics platform. By utilizing Semrush, we obtain estimates of both mobile and desktop traffic for any website. Evaluating clickstream data, including user activity, search patterns, and engagement levels, Semrush helps us accurately assess the brand's visibility, credibility, and authenticity. The Semrush score is then adjusted to our 0-10 formula for precise evaluation.
Popularity Score
Our popularity score is based on the number of visits to each provider’s page on our website over the past 30 days. This score reflects user interest and engagement but does not indicate the quality or performance of a provider.
Valid as of October 9, 2026
9.7
Business Trust Score
Based on Better Business Bureau (BBB) accreditation rating.
9.8
Brand Reputation
Based on web trends
9.9
Popularity Score
Based on user visits
How our total score works
Our Total Score

Our scoring system uses a weighted formula that considers three equally weighted parameters - business trust accreditation, brand reputation and popularity score - resulting in a numerical score out of 10 for each brand.

Business Trust Score
This data is derived from the official rating provided by the Better Business Bureau (BBB), which we use to assess a business’s trustworthiness. The BBB assigns letter grades (A+ through F) based on a 0–100 scoring system. To convert the letter grade score to a precise numerical value for our total score, we use the lower score of the corresponding BBB numerical range (for example, an A+ is always converted to 97).
Brand Reputation
To ascertain the reputation and recognition of the listed brands, we rely on Semrush's reliable and comprehensive competitive research tool and traffic analytics platform. By utilizing Semrush, we obtain estimates of both mobile and desktop traffic for any website. Evaluating clickstream data, including user activity, search patterns, and engagement levels, Semrush helps us accurately assess the brand's visibility, credibility, and authenticity. The Semrush score is then adjusted to our 0-10 formula for precise evaluation.
Popularity Score
Our popularity score is based on the number of visits to each provider’s page on our website over the past 30 days. This score reflects user interest and engagement but does not indicate the quality or performance of a provider.
  • Home equity loans, 2nd mortgages, cash-out refi
  • Low rates, quick quote & approval
  • 98% of clients discover savings in minutes
  • Real savings, real fast--$1,200 avg. monthly savings
  • Fast turn times to get the cash you need quickly

Refinance & home equity loans – cash out

  • Home equity loans, 2nd mortgages, cash-out refi
  • Low rates, quick quote & approval
(844)-967-0745 VIEW RATES Call Visit AmeriSave
10,719
5-star Reviews
21,415
Reviews
9.7
Business Trust Score
Based on Better Business Bureau (BBB) accreditation rating.
9.7
Brand Reputation
Based on web trends
9.5
Popularity Score
Based on user visits
How our total score works
Our Total Score

Our scoring system uses a weighted formula that considers three equally weighted parameters - business trust accreditation, brand reputation and popularity score - resulting in a numerical score out of 10 for each brand.

Business Trust Score
This data is derived from the official rating provided by the Better Business Bureau (BBB), which we use to assess a business’s trustworthiness. The BBB assigns letter grades (A+ through F) based on a 0–100 scoring system. To convert the letter grade score to a precise numerical value for our total score, we use the lower score of the corresponding BBB numerical range (for example, an A+ is always converted to 97).
Brand Reputation
To ascertain the reputation and recognition of the listed brands, we rely on Semrush's reliable and comprehensive competitive research tool and traffic analytics platform. By utilizing Semrush, we obtain estimates of both mobile and desktop traffic for any website. Evaluating clickstream data, including user activity, search patterns, and engagement levels, Semrush helps us accurately assess the brand's visibility, credibility, and authenticity. The Semrush score is then adjusted to our 0-10 formula for precise evaluation.
Popularity Score
Our popularity score is based on the number of visits to each provider’s page on our website over the past 30 days. This score reflects user interest and engagement but does not indicate the quality or performance of a provider.
  • Find a simple mortgage that works for you
  • Speedy document and asset retrieval
  • Get real-time rate updates
  • Application syncs with your bank
  • Home loan experts available 24/7
Contributes to community and charitable programs

Find a simple mortgage that works for you

  • Find a simple mortgage that works for you
  • Get real-time rate updates
Contributes to community and charitable programs
(888)-980-5268 VIEW RATES Call Visit Rocket Mortgage
30,608
5-star Reviews
42,235
Reviews
9.7
Business Trust Score
Based on Better Business Bureau (BBB) accreditation rating.
8.9
Brand Reputation
Based on web trends
9.0
Popularity Score
Based on user visits
How our total score works
Our Total Score

Our scoring system uses a weighted formula that considers three equally weighted parameters - business trust accreditation, brand reputation and popularity score - resulting in a numerical score out of 10 for each brand.

Business Trust Score
This data is derived from the official rating provided by the Better Business Bureau (BBB), which we use to assess a business’s trustworthiness. The BBB assigns letter grades (A+ through F) based on a 0–100 scoring system. To convert the letter grade score to a precise numerical value for our total score, we use the lower score of the corresponding BBB numerical range (for example, an A+ is always converted to 97).
Brand Reputation
To ascertain the reputation and recognition of the listed brands, we rely on Semrush's reliable and comprehensive competitive research tool and traffic analytics platform. By utilizing Semrush, we obtain estimates of both mobile and desktop traffic for any website. Evaluating clickstream data, including user activity, search patterns, and engagement levels, Semrush helps us accurately assess the brand's visibility, credibility, and authenticity. The Semrush score is then adjusted to our 0-10 formula for precise evaluation.
Popularity Score
Our popularity score is based on the number of visits to each provider’s page on our website over the past 30 days. This score reflects user interest and engagement but does not indicate the quality or performance of a provider.
Best for 580-680 FICO
  • Get a personalized refinance quote in only 5 minutes
  • Competitive rates for FICO scores below 620
  • "A" BBB rating, 380k+ positive reviews
  • Lock in competitive rates, close quickly
  • 100% online application available
Contributes to community and charitable programs

Personalized refinance rate in only 5 minutes

  • Get a personalized refinance quote in only 5 minutes
  • Competitive rates for FICO scores below 620
Contributes to community and charitable programs
(855)-450-1446 VIEW RATES Call Visit New American Funding
1,395
5-star Reviews
2,524
Reviews

Need cash without refinancing?

Compare lenders and tap into your home’s equity
9.7
Business Trust Score
Based on Better Business Bureau (BBB) accreditation rating.
9.8
Brand Reputation
Based on web trends
9.9
Popularity Score
Based on user visits
How our total score works
Our Total Score

Our scoring system uses a weighted formula that considers three equally weighted parameters - business trust accreditation, brand reputation and popularity score - resulting in a numerical score out of 10 for each brand.

Business Trust Score
This data is derived from the official rating provided by the Better Business Bureau (BBB), which we use to assess a business’s trustworthiness. The BBB assigns letter grades (A+ through F) based on a 0–100 scoring system. To convert the letter grade score to a precise numerical value for our total score, we use the lower score of the corresponding BBB numerical range (for example, an A+ is always converted to 97).
Brand Reputation
To ascertain the reputation and recognition of the listed brands, we rely on Semrush's reliable and comprehensive competitive research tool and traffic analytics platform. By utilizing Semrush, we obtain estimates of both mobile and desktop traffic for any website. Evaluating clickstream data, including user activity, search patterns, and engagement levels, Semrush helps us accurately assess the brand's visibility, credibility, and authenticity. The Semrush score is then adjusted to our 0-10 formula for precise evaluation.
Popularity Score
Our popularity score is based on the number of visits to each provider’s page on our website over the past 30 days. This score reflects user interest and engagement but does not indicate the quality or performance of a provider.
  • Home equity loans, 2nd mortgages, cash-out refi
  • Low rates, quick quote & approval
  • 98% of clients discover savings in minutes
  • Real savings, real fast--$1,200 avg. monthly savings
  • Fast turn times to get the cash you need quickly
  • $130 billion funded & 24 years in busines

Home Equity Loans, 2nd Mortgages, Cash Out Refi

Home Equity Loans, 2nd Mortgages, Cash Out Refi

(877)-406-0385 VIEW RATES Call Visit AmeriSave
10,719
5-star Reviews
21,415
Reviews
9.7
Business Trust Score
Based on Better Business Bureau (BBB) accreditation rating.
9.7
Brand Reputation
Based on web trends
9.5
Popularity Score
Based on user visits
How our total score works
Our Total Score

Our scoring system uses a weighted formula that considers three equally weighted parameters - business trust accreditation, brand reputation and popularity score - resulting in a numerical score out of 10 for each brand.

Business Trust Score
This data is derived from the official rating provided by the Better Business Bureau (BBB), which we use to assess a business’s trustworthiness. The BBB assigns letter grades (A+ through F) based on a 0–100 scoring system. To convert the letter grade score to a precise numerical value for our total score, we use the lower score of the corresponding BBB numerical range (for example, an A+ is always converted to 97).
Brand Reputation
To ascertain the reputation and recognition of the listed brands, we rely on Semrush's reliable and comprehensive competitive research tool and traffic analytics platform. By utilizing Semrush, we obtain estimates of both mobile and desktop traffic for any website. Evaluating clickstream data, including user activity, search patterns, and engagement levels, Semrush helps us accurately assess the brand's visibility, credibility, and authenticity. The Semrush score is then adjusted to our 0-10 formula for precise evaluation.
Popularity Score
Our popularity score is based on the number of visits to each provider’s page on our website over the past 30 days. This score reflects user interest and engagement but does not indicate the quality or performance of a provider.
  • Find hidden equity in your home
  • Get a cash-out refi on your mortgage
  • Find a simple mortgage that works for you
  • Get real-time rate updates
  • Home loan experts available 24/7
Contributes to community and charitable programs

Find hidden equity in your home

Find hidden equity in your home

Contributes to community and charitable programs
(888)-980-5271 VIEW RATES Call Visit Rocket Mortgage
30,608
5-star Reviews
42,235
Reviews
9.7
Business Trust Score
Based on Better Business Bureau (BBB) accreditation rating.
8.9
Brand Reputation
Based on web trends
9.0
Popularity Score
Based on user visits
How our total score works
Our Total Score

Our scoring system uses a weighted formula that considers three equally weighted parameters - business trust accreditation, brand reputation and popularity score - resulting in a numerical score out of 10 for each brand.

Business Trust Score
This data is derived from the official rating provided by the Better Business Bureau (BBB), which we use to assess a business’s trustworthiness. The BBB assigns letter grades (A+ through F) based on a 0–100 scoring system. To convert the letter grade score to a precise numerical value for our total score, we use the lower score of the corresponding BBB numerical range (for example, an A+ is always converted to 97).
Brand Reputation
To ascertain the reputation and recognition of the listed brands, we rely on Semrush's reliable and comprehensive competitive research tool and traffic analytics platform. By utilizing Semrush, we obtain estimates of both mobile and desktop traffic for any website. Evaluating clickstream data, including user activity, search patterns, and engagement levels, Semrush helps us accurately assess the brand's visibility, credibility, and authenticity. The Semrush score is then adjusted to our 0-10 formula for precise evaluation.
Popularity Score
Our popularity score is based on the number of visits to each provider’s page on our website over the past 30 days. This score reflects user interest and engagement but does not indicate the quality or performance of a provider.
Best for 680+ FICO
  • Lowest rates HELOC, guaranteed
  • Access a credit limit from $5,000-$400,000 in home equity
  • Great HELOC offers for FICO scores 680+
  • Check your offer - no impact to credit score
  • Quick access to funds - cash in as little as 3 business days from closing

Lowest rates HELOC, guaranteed

Lowest rates HELOC, guaranteed

VIEW RATES Visit Aven
4,809
5-star Reviews
10,886
Reviews

What is a Mortgage Refinance?

A mortgage refinance is the process of replacing your current mortgage with a new loan. The new mortgage pays off the existing loan, and your monthly payments then go toward the new mortgage. This process is different from taking out a second mortgage, as it fully replaces your original loan rather than adding a new one.

Refinancing a mortgage requires many of the same steps as getting your initial loan. You can choose to refinance your home loan with your current lender or switch to a new lender. The lenders handle most of the process, including paying off your existing mortgage and setting up the new loan. Once complete, your monthly payments reflect the refinance mortgage rates and terms of the new loan. The rate you secure will determine whether your monthly payment goes up or down and how long it takes to pay off the loan.

See Mortgage Refinance Offers on Rocket Mortgage

Why Refinance Your Home?

There are several reasons to consider refinancing your mortgage or refinance home loan:

  • Save money on interest with lower refinance mortgage rates
  • Adjust your monthly payment to better fit your budget
  • Access the equity in your home through a cash-out refinance

The most common motivation to refinance your home is to secure a lower interest rate. Even a 1% reduction in your rate can save tens of thousands over the life of a mortgage. You can take advantage of favorable home refinance rates when rates drop or after improving your credit.

Refinancing also allows you to adjust the loan term. A longer-term loan can lower monthly payments, while a shorter-term loan can help you pay off your mortgage refinance faster, though monthly payments may be higher.

If you have significant equity in your home, a cash-out refinance allows you to take out a larger loan than your current balance, converting home equity into cash for renovations, debt payoff, or other investments.

Compare Mortgage Refinance Loans on New American Funding

When is the Right Time to Refinance Your Home Loan?

The right time to refinance a mortgage depends on your goals: lowering your interest rate, changing your loan term, or accessing equity. Ideally, you should refinance your home when mortgage rates are lower than your current rate, or when your credit score has improved since your original mortgage.

For most borrowers, a credit score of 740 or higher can help secure the best mortgage refinance rates. Timing your refinance when rates are low can maximize your savings and reduce your long-term interest payments.

Compare Mortgage Refinance Loans on New American Funding

Different Types of Mortgage Refinancing

Choosing the right type of refinancing mortgage is crucial to getting the most benefit from your new loan. Some of the most common types include:

  • Rate-and-Term Refinance: Lock in lower refinance mortgage rates or adjust the loan term.
  • Cash-Out Refinance: Refinance for a larger loan than your current mortgage to access home equity in cash. Cash-out refinance rates are typically slightly higher than standard rates.
  • Cash-In Refinance: If your home equity is below 20%, paying down part of your mortgage upfront can qualify you for lower mortgage refinance rates.
  • No-Closing-Cost Refinance: Avoid upfront fees by rolling them into your loan or accepting a slightly higher refinance rate.

FHA or VA loan holders may qualify for refinancing with no home appraisal, saving both time and money.

See Mortgage Refinance Offers on AmeriSave

How to Choose the Best Refinance Lender?

When refinancing a mortgage, selecting the right lender is as important as the rate. The best refinance lenders combine competitive rates, favorable terms, and excellent customer service.

Tips for finding the best mortgage refinance lender:

  • Compare multiple lenders: Different lenders may offer significantly different refinance home loan rates.
  • Evaluate terms: Look at loan length, fees, and prepayment options.
  • Check customer service: Reliable support makes refinancing mortgage much easier.

Shopping around ensures you secure the best refinance lenders and maximize your savings over the life of the loan.

Compare the Best Refinance Lenders on Rocket Mortgage

FAQ

Should I refinance my mortgage?

Refinancing can help you lower interest rates, adjust loan terms, or access home equity. Consider a cash-out refinance to convert home equity to cash for renovations, debt payoff, or investments.

How can I qualify for refinancing?

Lenders generally require a credit score of 620+ and a debt-to-income (DTI) ratio of around 43% or lower.

How much does refinancing a mortgage cost?

Expect fees around 2–5% of your loan amount, including application, origination, appraisal, and title fees. A no-closing-cost refinance may roll these into your loan or adjust the refinance rate.

How can I get a good rate on my refinance home loan?

Improve your credit score, reduce debts, apply with multiple lenders, and consider a shorter-term loan to secure the best mortgage refinance rates.

Is it better to refinance with my current lender?

Comparing offers from at least three lenders ensures you get the lowest refinance mortgage rates and best terms.

How often can I refinance my home?

There is no legal limit, but consider closing costs, prepayment penalties, financial standing, and equity before refinancing multiple times.

Disclosures:

Unlock disclaimer:

Terms and Conditions Apply
Not all homeowners will qualify
Not available in all states
Home equity agreements are offered by Unlock Home Equity Solutions, Inc.

In certain states NMLS #2657081

Better Mortgage Disclaimer

1.Average savings calculated based on the difference between customers’ prior total monthly payment obligations (including mortgage and debts paid off through the refinance) and the new monthly principal and interest payment on a Better-funded cash-out refinance. Based on Better Direct-to-Consumer cash-out refinance loans funded between January 1, 2025 and October 31, 2025. Results vary by borrower and are not guaranteed.
2.Average based on Better Cash-Out Refinance customers who completed a loan Jan-Oct 2025. Based on internal data from credit report information. Results vary. Not all applicants qualify.
3.Average savings calculated based on the difference between customers’ prior monthly mortgage payment and the new monthly principal and interest payment on a Better-funded rate-and-term refinance. Based on Better Direct-to-Consumer rate-and-term refinance loans funded between January 1, 2025 and October 31, 2025. Results vary by borrower and are not guaranteed.
4.Based on internal Better Mortgage data for direct-to-consumer refinance loans funded in 2025.
5.Based on internal data for loans funded 1/1/25-12/31/25. Average change only; individual results vary.
6.Better Mortgage’s One Day HELOC promotion offers qualified customers who provide certain required financial information/documentation to Better Mortgage within 4 hours of locking a rate on a HELOC loan the opportunity to receive an underwriting determination from Better Mortgage within 24 hours of their rate lock. The underwriting determination is subject to customary terms, including fraud and anti-money laundering checks, that take place pre-closing and which may trigger additional required documentation from the customer. Better Mortgage does not guarantee that initial underwriting approval will result in final underwriting approval. See One Day Heloc Terms and Conditions.
7.Based on median origination charges for purchase loans ($1,378 Better vs. $3,842 HMDA 2024). HMDA data is a 2024 proxy; 2025 data not yet available. Comparisons may vary by loan size, borrower profile, and other factors. Not all customers will realize similar savings.
8.Based on Better Mortgage Corporation internal data for purchase loans funded in 2025. Reflects Better’s portfolio only; not representative of all borrowers or markets. Individual results may vary.

Find the right lender for you

9.7
Business Trust Score
Based on Better Business Bureau (BBB) accreditation rating.
9.8
Brand Reputation
Based on web trends
9.9
Popularity Score
Based on user visits
How our total score works
Our Total Score

Our scoring system uses a weighted formula that considers three equally weighted parameters - business trust accreditation, brand reputation and popularity score - resulting in a numerical score out of 10 for each brand.

Business Trust Score
This data is derived from the official rating provided by the Better Business Bureau (BBB), which we use to assess a business’s trustworthiness. The BBB assigns letter grades (A+ through F) based on a 0–100 scoring system. To convert the letter grade score to a precise numerical value for our total score, we use the lower score of the corresponding BBB numerical range (for example, an A+ is always converted to 97).
Brand Reputation
To ascertain the reputation and recognition of the listed brands, we rely on Semrush's reliable and comprehensive competitive research tool and traffic analytics platform. By utilizing Semrush, we obtain estimates of both mobile and desktop traffic for any website. Evaluating clickstream data, including user activity, search patterns, and engagement levels, Semrush helps us accurately assess the brand's visibility, credibility, and authenticity. The Semrush score is then adjusted to our 0-10 formula for precise evaluation.
Popularity Score
Our popularity score is based on the number of visits to each provider’s page on our website over the past 30 days. This score reflects user interest and engagement but does not indicate the quality or performance of a provider.
  • Home equity loans, 2nd mortgages, cash-out refi
  • Low rates, quick quote & approval
  • 98% of clients discover savings in minutes
  • Real savings, real fast--$1,200 avg. monthly savings
  • Fast turn times to get the cash you need quickly

Refinance & home equity loans – cash out

  • Home equity loans, 2nd mortgages, cash-out refi
  • Low rates, quick quote & approval
(844)-967-0745 VIEW RATES Call Visit AmeriSave
10,719
5-star Reviews
21,415
Reviews
9.7
Business Trust Score
Based on Better Business Bureau (BBB) accreditation rating.
9.7
Brand Reputation
Based on web trends
9.5
Popularity Score
Based on user visits
How our total score works
Our Total Score

Our scoring system uses a weighted formula that considers three equally weighted parameters - business trust accreditation, brand reputation and popularity score - resulting in a numerical score out of 10 for each brand.

Business Trust Score
This data is derived from the official rating provided by the Better Business Bureau (BBB), which we use to assess a business’s trustworthiness. The BBB assigns letter grades (A+ through F) based on a 0–100 scoring system. To convert the letter grade score to a precise numerical value for our total score, we use the lower score of the corresponding BBB numerical range (for example, an A+ is always converted to 97).
Brand Reputation
To ascertain the reputation and recognition of the listed brands, we rely on Semrush's reliable and comprehensive competitive research tool and traffic analytics platform. By utilizing Semrush, we obtain estimates of both mobile and desktop traffic for any website. Evaluating clickstream data, including user activity, search patterns, and engagement levels, Semrush helps us accurately assess the brand's visibility, credibility, and authenticity. The Semrush score is then adjusted to our 0-10 formula for precise evaluation.
Popularity Score
Our popularity score is based on the number of visits to each provider’s page on our website over the past 30 days. This score reflects user interest and engagement but does not indicate the quality or performance of a provider.
  • Find a simple mortgage that works for you
  • Speedy document and asset retrieval
  • Get real-time rate updates
  • Application syncs with your bank
  • Home loan experts available 24/7
Contributes to community and charitable programs

Find a simple mortgage that works for you

  • Find a simple mortgage that works for you
  • Get real-time rate updates
Contributes to community and charitable programs
(888)-980-5268 VIEW RATES Call Visit Rocket Mortgage
30,608
5-star Reviews
42,235
Reviews
9.7
Business Trust Score
Based on Better Business Bureau (BBB) accreditation rating.
8.9
Brand Reputation
Based on web trends
9.0
Popularity Score
Based on user visits
How our total score works
Our Total Score

Our scoring system uses a weighted formula that considers three equally weighted parameters - business trust accreditation, brand reputation and popularity score - resulting in a numerical score out of 10 for each brand.

Business Trust Score
This data is derived from the official rating provided by the Better Business Bureau (BBB), which we use to assess a business’s trustworthiness. The BBB assigns letter grades (A+ through F) based on a 0–100 scoring system. To convert the letter grade score to a precise numerical value for our total score, we use the lower score of the corresponding BBB numerical range (for example, an A+ is always converted to 97).
Brand Reputation
To ascertain the reputation and recognition of the listed brands, we rely on Semrush's reliable and comprehensive competitive research tool and traffic analytics platform. By utilizing Semrush, we obtain estimates of both mobile and desktop traffic for any website. Evaluating clickstream data, including user activity, search patterns, and engagement levels, Semrush helps us accurately assess the brand's visibility, credibility, and authenticity. The Semrush score is then adjusted to our 0-10 formula for precise evaluation.
Popularity Score
Our popularity score is based on the number of visits to each provider’s page on our website over the past 30 days. This score reflects user interest and engagement but does not indicate the quality or performance of a provider.
Best for 580-680 FICO
  • Get a personalized refinance quote in only 5 minutes
  • Competitive rates for FICO scores below 620
  • "A" BBB rating, 380k+ positive reviews
  • Lock in competitive rates, close quickly
  • 100% online application available
Contributes to community and charitable programs

Personalized refinance rate in only 5 minutes

  • Get a personalized refinance quote in only 5 minutes
  • Competitive rates for FICO scores below 620
Contributes to community and charitable programs
(855)-450-1446 VIEW RATES Call Visit New American Funding
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5-star Reviews
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