Best Mortgage Lenders in 2025

Get pre-approved with one of these lenders

Gain an advantage over other buyers, improve your closing time, and get the confidence you need to shop around for the house of your dreams - even when there’s a historic shortage of homes for sale.
Flexible Loan Options
Competitive Rates
Quick Pre-Approvals
No Hidden Fees
9.7
Our score
Trustpilot Score
9.4
Trustpilot Score
Based on 35522 User Reviews
10
Brand Reputation
Based on web trends
Find a simple mortgage that works for you.
9.8
Our score
Trustpilot Score
9.8
Trustpilot Score
Based on 11746 User Reviews
9.8
Brand Reputation
Based on web trends
Get your personalized rate and preapproval fast
9.4
Our score
Trustpilot Score
9
Trustpilot Score
Based on 14244 User Reviews
9.8
Brand Reputation
Based on web trends
Pre-Approval Letter with Rate Lock Protection
Flexible Loan Options
Competitive Rates
Quick Pre-Approvals
No Hidden Fees
Today's 30yr fixed purchase rate: 7.05% APR 0.19% 30 day change 0.13% 90 day change
Today's 15yr fixed purchase rate: 6.44% APR 0.09% 30 day change 0.07% 90 day change
Today's 30yr fixed purchase rate: 7.05% APR 0.19% 30 day change 0.13% 90 day change
Today's 15yr fixed purchase rate: 6.44% APR 0.09% 30 day change 0.07% 90 day change

Which mortgage lender is right for you?

Loan Type
Credit Score
Loan Amount
Valid as of February 11, 2025
How our total score works
Our Total Score
Our scoring system incorporates a weighted formula, which considers two parameters, Brand Reputation and TrustPilot, providing a numerical score out of 10 and a star ranking out of 5 for each brand.
trustpilot-star Trustpilot Score
TrustPilot, a premier independent review platform, boasts a vast archive of over 120 million user evaluations for upwards of 550,000 brands. This growing database is a vital tool for assessing customer contentment and plays a crucial role in our evaluation process. Fund.com's Total Score integrates a brand's TrustPilot rating, which ranges from 1 to 5, adjusted to 1-10 base. If a TrustPilot rating is not available, we solely rely on the Brand Reputation score to calculate the Fund.com Total Score.
Brand Reputation
To assess how well-known and trustworthy the brands are on our list, we use a powerful tool for competitive research and traffic analytics. This tool gives us detailed insights into both mobile and desktop website traffic, allowing us to analyze user interactions, search trends, and engagement metrics. This analysis is crucial for accurately understanding a brand's visibility, credibility, and authenticity. We then align the tool's score with our 0-10 rating system for a precise evaluation. If we can't get a score from this tool, Fund.com's Total Score will rely solely on the TrustPilot score.
Trustpilot Score
9.4
Trustpilot Score
Based on 35522 User Reviews
10
Brand Reputation
Based on web trends
9.7
Our score
Trustpilot Score
9.4
Trustpilot Score
Based on 35522 User Reviews
10
Brand Reputation
Based on web trends
  • Find a simple mortgage that works for you
  • 8- to 30-year fixed-rate loans
  • Fast rate quotes you can trust
  • Get real-time rate updates
  • Application syncs with your bank
  • Speedy app for customer service

Find a simple mortgage that works for you.

Find a simple mortgage that works for you.

35,522
Reviews
Trustpilot Score
9.8
Trustpilot Score
Based on 11746 User Reviews
9.8
Brand Reputation
Based on web trends
9.8
Our score
Trustpilot Score
9.8
Trustpilot Score
Based on 11746 User Reviews
9.8
Brand Reputation
Based on web trends
  • Get your personalized rate and preapproval fast
  • $0 down payment for qualified Veterans
  • Competitively low rates and no PMI
  • 350,000+ reviews, 4.8/5 average rating
  • Representatives available 24/7

Get your personalized rate and preapproval fast

Get your personalized rate and preapproval fast

VIEW RATES
Veterans and active military only
11,746
Reviews
Trustpilot Score
9
Trustpilot Score
Based on 14244 User Reviews
9.8
Brand Reputation
Based on web trends
9.4
Our score
Trustpilot Score
9
Trustpilot Score
Based on 14244 User Reviews
9.8
Brand Reputation
Based on web trends
  • Pre-approval letter with rate lock protection
  • Low rates: quick quote & approval
  • Rate lock protection, lock now before rates go up
  • Over $100 billion funded. 21 years in business
  • VA loan eligibility for active and retired military families

Pre-Approval Letter with Rate Lock Protection

Pre-Approval Letter with Rate Lock Protection

14,244
Reviews
Trustpilot Score
8.6
Trustpilot Score
Based on 1819 User Reviews
9.8
Brand Reputation
Based on web trends
9.2
Our score
Trustpilot Score
8.6
Trustpilot Score
Based on 1819 User Reviews
9.8
Brand Reputation
Based on web trends
  • Get custom rates in as little as 3 minutes – no credit score impact
  • Instant loan estimates and 24/7 rate lock
  • Best mortgage lender for affordability 2023 (Wall Street Journal)
  • Loan types to meet your needs – jumbo, conventional, FHA, VA

Get custom rates in as little as 3 minutes – no credit score impact

Get custom rates in as little as 3 minutes – no credit score impact

1,819
Reviews
Trustpilot Score
9.4
Trustpilot Score
Based on 861 User Reviews
9.8
Brand Reputation
Based on web trends
9.6
Our score
Trustpilot Score
9.4
Trustpilot Score
Based on 861 User Reviews
9.8
Brand Reputation
Based on web trends
  • Get home loan pre-approved in as few as 24 hours
  • Wide variety of loan types
  • Get $100K+ mortgage with a simple online application
  • Apply for a quote in minutes

Get pre-approved in as few as 24 hours

Get pre-approved in as few as 24 hours

861
Reviews
Trustpilot Score
9
Trustpilot Score
Based on 20144 User Reviews
10
Brand Reputation
Based on web trends
9.5
Our score
Trustpilot Score
9
Trustpilot Score
Based on 20144 User Reviews
10
Brand Reputation
Based on web trends
  • Get personalized lender recommendations for $0
  • Flexible mortgage options for 580+ FICO
  • Home buying with as little as 1% down
  • Compare lenders 100% online

Get personalized lender recommendations for $0

Get personalized lender recommendations for $0

20,144
Reviews
8.8
Brand Reputation
Based on web trends
8.8
Our score
8.8
Brand Reputation
Based on web trends
  • Low rates, fast closing, premium service
  • Apply online in less than 3 minutes
  • Competitive rates for FICO above 720
  • A shockingly simple mortgage process

Transparent mortgage process

Transparent mortgage process

Trustpilot Score
8.4
Trustpilot Score
Based on 14275 User Reviews
10
Brand Reputation
Based on web trends
9.2
Our score
Trustpilot Score
8.4
Trustpilot Score
Based on 14275 User Reviews
10
Brand Reputation
Based on web trends
  • Quickly compare the best rates from top lenders
  • Competitive mortgage rates
  • Wide range of loan options
  • Shop well, close fast

Quickly compare the best rates from top lenders

Quickly compare the best rates from top lenders

14,275
Reviews
8.5
Brand Reputation
Based on web trends
8.5
Our score
8.5
Brand Reputation
Based on web trends
  • Large lender network
  • Wide range of loan options
  • National lending coverage

Large lender network

Large lender network

Need help finding the right lender for you?
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*This recommendation is based on our assessment; users are urged to consider individual factors before choosing a vendor.

Looking to refinance instead?

Compare low refi rates from top lenders
Trustpilot Score
9.4
Trustpilot Score
Based on 35522 User Reviews
10
Brand Reputation
Based on web trends
9.7
Our score
Trustpilot Score
9.4
Trustpilot Score
Based on 35522 User Reviews
10
Brand Reputation
Based on web trends
  • Find a simple mortgage that works for you
  • Speedy document and asset retrieval
  • Get real-time rate updates
  • Application syncs with your bank
  • Home loan experts available 24/7
  • Fast rate quotes you can trust

Find a simple mortgage that works for you

  • Find a simple mortgage that works for you
  • Get real-time rate updates
35,522
Reviews